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Assisting elderly parents with their finances can take time to sort through, but when your parents can’t pay their mortgage, they need help immediately. Pinpoint a specific reason as to why they.
Seniors With RV Payments They Can’t Afford By Eric Olsen, Executive Director, HELPS Nonprofit Law firm recreational vehicle (rv) loans last typically for 10-15 years and sometimes up to twenty.
Seniors can stop making RV payments they no longer can afford, and they can be protected from collector harassment.
Ask for a loan modification or a short sale. For a loan modification, the lender defers payments and restructures the loan to bring you current and give you affordable payments. If a loan modification is not an option, a short sale may be. A short sale is useful when you owe more on the RV loan than the RV is worth.
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Don’t-pay-til-you-die reverse mortgages are booming in Canada as seniors binge on debt Already carrying debt, many seniors can’t downsize because they can’t afford high rents, so turn to reverse.
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RV Voluntary Repossession Since an RV can be considered a second home for tax reasons, if we cannot afford its payments any more can we short-sell it? My husband and I own a self-contained diesel motor home (considered tax-wise to be a 2nd home interest deduction).
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Seniors can stop making RV payments they no longer can afford, and they can be protected from collector harassment. Here is a link to a HELPS YouTube video where I explain in more detail why and how you can surrender an RV you can’t afford.
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We have a RV we can no longer afford. We are not late on any payments, but realize we can’t afford to keep paying on it. can we return it to bank, what are your suggestions? we are willing to pay off.
Paying for Senior Living with No Money For many seniors, cost is the biggest obstacle to finding a good senior living residence. prices for assisted living and nursing homes vary depending on a number of factors, but on average, seniors pay $2,000 to $5,000 per month.